Health
Insurance
Community
Care-A-Vans offers employees a choice
of Blue Cross/Blue Shield Premium
Health Plan, Blue Cross/Blue Shield
Enhanced Value Health Plan or Blue
Cross/Blue Shield High Deductible
Plan. Employees are eligible for
coverage during the first pay period
after 60 days of employment.
Employees help pay for Healthcare by paying a percentage of the
monthly premiums. The agency makes its contribution based on the
costs of the Value Plan. If the employee chooses the Premium Plan,
they must pick up the difference in costs. During the first five
years of employment, the agency pays 70% of the costs of the Value
Plan for full-time employees (30-40 hrs/wk); the agency pays 50%
of the costs of the Value Plan for part-time employees (20-29 hrs/wk).
Once an employee reaches five years of service the agency will
pay more of the monthly healthcare costs; see chart below.
Please
see the Plan Description to compare
plans and make an educated choice.
| Longevity
Increases for both Healthcare
and Dental Cost Share |
| Status |
1st
Pay Period Following 60 days
|
1st
Pay Period Following 60 days
|
1st
Pay Period Following 5 Years
|
1st
Pay Period Following 5 Years
|
| |
Agency
Pays
|
Employee
Pays
|
Agency
Plays
|
Employee
Pays
|
Regular
Full-Time |
70%
|
30%
|
80%
|
20%
|
Regular
Part-Time |
50%
|
50%
|
60%
|
40%
|
Chiropractic
Visits
Unlimited
visits with a Blue Cross provider.
Dental
Insurance
Guardian
Insurance covers employees at Community
Care-A-Vans with a PDO (Preferred
Dental Organization) plan. Preventative
and Basic Services are covered 100%
when an in-network dentist is seen.
Employees are eligible for coverage
during the first pay period after
60 days of employment.
Flexible
Benefit Plan
Pursuant
to Section 125 of the IRS Code, Community
Care-A-Vans sponsors a conversion
plan. This plan allows employees
to pay health and dental premium
costs, deduct medical expenses, dependent
care and private insurance premiums
with pre-tax wages. Participating
in this plan reduces an employee’s
taxable income. It is an automatic
enrollment for health and dental
premiums. For all other options you
must enroll. See the full description
of Section 125 Benefits for details.
Life
Insurance
Employees
who work 30 or more hours per week
are provided with life insurance
through CIGNA and are insured for
the amount of their annual salary
with a minimum of $10,000 and a maximum
of $200,000. Community Care-A-Vans
pays the entire cost of this premium.
Employees are eligible the first
of the month after 90 days of employment.
Long
Term Disability Insurance
Employees
who work 30 or more hours per week
are provided with LTD insurance through
CIGNA. Should an employee be disabled
for more than 90 days, they are eligible
to receive 60% of their salary during
the period of disability. This coverage
becomes effective on the first of
the month after 90 days of employment.
Holidays
Employees
who work 20 or more regular hours
per week receive the following days
as paid holidays:
New
Year’s
Day Martin Luther King’s Birthday
President’s Day
Patriot’s Day
Memorial Day
Independence Day
Labor Day
Columbus Day
Veteran’s Day
Thanksgiving Day
Christmas Day
Holiday
time is pro-rated for any employee
working less than 40 hours per week.
The pro-ration is based on the employee’s
regularly scheduled hours per week.
Due to contractual obligations, there
may be occasions where an employee
has to transport clients on a holiday.
If/when this occurs, the employee
will be paid for hours worked in
addition to their regular holiday
pay.
Personal
Time Off (PTO)
Community
Care-A-Vans has designed a unique
time-off package combining sick,
vacation, personal, and bereavement
time to support the needs of staff.
Regular full-time and regular part-time
accrue up to ten (10) days per year.
All eligible employees who are regularly
scheduled to work 20 or more hours/week
but less than 40 hours/week will
receive a prorated amount of PTO
hours based on their regularly scheduled
hours.
Extended
Medical Leave (EML)
Employees
fund this bank of time with excess
PTO and may use this time for any
purpose that is authorized by the
Family Medical Leave Act (FMLA) such
as the disability or the medical
needs of the employee, spouse, domestic
partner, parent, or child. The employee
must first use 5 consecutive days
of PTO.
Community
Extended Medical Leave (CEML)
This
is a bank of time is donated by employees
in order to support other employees
who are in need of assistance due
to an unforeseeable catastrophic
illness or medical crisis.
Family
Medical Leave (FMLA)
Full
time employees who have completed
12 months of employment and 1,250
hours of work during the previous
12 months of employment are eligible
for up to twelve weeks of leave for
the purpose of maternity, adoption,
foster placement or other family
medical emergencies. Contact HR for
more information.
Mileage
Reimbursement
Employees
who use his/her vehicle for work
purposes are reimbursed at the rate
of forty and one half cents (.405)
per mile. All employee business expenses
follow the IRS code rules for reimbursement.
Tuition
Reimbursement
Effective
July 1, 2000 the agency instituted
a Pilot Program to make funds available
for tuition reimbursement. See the
Personnel Binder on “Tuition
Reimbursement” for details
and eligibility requirements. The
State of Massachusetts has also created
a Tuition Remission program (free
tuition) for staff that qualify and
are accepted to attend a State University.
Employee
Assistance Program (EAP)
A
confidential assistance program sponsored
by Community Care-A-Vans to aide
our employees and their families
in solving their personal/family
problems. Occasionally we feel overwhelmed
by financial, legal, or family problems
and feel there is nowhere to turn.
Outlook EAP, will serve you cost-free
and confidentially. There is no information
given to the employer. For more information
on this service call Human Resources
x745 or Outlook EAP directly at 1-800-327-2723.
Outlook EAP is available for consultation
24 hours a day, 365 days a year for
crisis or just a question.
This
benefits summary is written to serve
as a helpful reference to our employee
benefits and policies. Please recognize
that this is not a comprehensive
explanation and that Community Care-A-Vans
reserves the right to change, modify
or delete any of the benefits at
its discretion. In addition, some
of the benefits listed are not applicable
to all positions. Please check with
Human Resources for more details.
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